Satish Mehta is the founder of Athena Advisors, a boutique consultancy specializing in Mortgage Finance and Credit Information. With over 40 years of experience in housing finance, consumer finance, business development, and credit information, he played a key role in creating India’s first credit bureau, CIBIL. He has worked with Quantum Group, Dun & Bradstreet Dubai, CIBIL, HDFC, and Piramal Capital & Housing Finance. Currently, he consults for the World Bank, advises fintech startups, teaches at Ahmedabad University, and consults for a housing finance company.